Money & Debt Recovery

What this covers

We recover money owed under contracts, invoices, loans and acknowledgements of debt: the demand, the money suit, judgment and then execution. We act for businesses chasing receivables and for individuals who have lent money and not been repaid.

Before suing

Recovery starts with a proper demand and an honest assessment: does the debtor have anything worth pursuing? A decree against someone with no assets is an expensive piece of paper. We look at that question before you spend money on litigation.

The money suit and execution

Where the debt is admitted or well documented, a money suit is a relatively clean claim. Winning is only half of it: we follow through into execution, which is where most recovery efforts quietly die.

Limitation

Debt claims go stale. The limitation period runs, and a written acknowledgement or a part payment can restart it. Checking where you stand on limitation is one of the first things we do, because a time-barred claim cannot be rescued.

What helps

• The contract, invoices, delivery records or loan document
• Any written acknowledgement of the debt or part payment
• Bank records showing what was paid and when
• What you know about the debtor’s assets

Where it is heard, and how long it takes

Money suits are filed in the civil court with jurisdiction over the amount and the parties, with bank and financial institution recovery going to the Artha Rin Adalat instead. A contested money suit commonly runs a year or more, and execution adds to that. Documented, admitted debts move faster.