Apartment & Developer Due Diligence
Buying a flat means trusting a developer with a large sum long before you hold anything. We check the developer’s title to the land, the approvals behind the building, and the contract you are being asked to sign, so you know what you are actually buying.
What this covers
A flat purchase carries risks a plot does not. The developer may not own the land cleanly, the building may exceed or ignore its approved plan, and the deal is often structured across a development agreement, a power of attorney and a deed. We check the developer’s title, the approvals, and the documents you sign, so the flat you pay for is one you can actually own and register.
The developer’s title and the land
We start where the building starts: the land. We check that the developer or landowner holds a clean title, that the development agreement and power of attorney between them are valid and registered, and that the developer can lawfully sell your unit and pass registered title to you.
Approvals and the plan
We check the approved plan and the building’s approvals from the relevant authority, and whether the floors and units being sold match what was sanctioned. Unapproved or excess construction is a common and serious problem: it can be ordered demolished and it can block your registration and utility connections.
The contract you sign
We read the deed of agreement and allotment before you sign, not after: the payment schedule, the handover terms, the penalties for delay, the common areas and undivided share of land, and the developer’s obligations under the Real Estate Development and Management Act 2010. We flag the clauses that quietly favour the developer.
Documents we review
- The developer’s and landowner’s title to the land, and the chain behind it
- The development agreement and power of attorney between them
- The approved building plan and the authority’s approvals
- The deed of agreement, allotment letter and payment schedule
- The proposed deed of sale and the undivided share of land
How long it takes
A flat due-diligence review usually takes one to three weeks, depending on how complete the developer’s papers are and how quickly the land and approval records can be confirmed. A developer slow to produce clean documents is itself a finding worth having.
Check the land title
We confirm the developer or landowner holds a clean, registered title to the land.
Check the approvals
We match the building and your unit against the approved plan and authority approvals.
Read the contract
We review the agreement, allotment and proposed deed and flag the risky terms.
Advise before you pay
You get a clear view of the risks and the changes worth pressing for before you sign or pay.
Read the free guides first
Most of what clients ask at a first meeting is answered step by step in our free guides. Read the ones below first; book a consultation when you want the chamber to act.
Common questions
The developer is well known. Do I still need to check?
Yes. Reputation is not title. Well-known developers still build past their approvals and structure deals in ways that leave buyers exposed. The documents, not the name, decide whether you get clean ownership.
What is the undivided share of land, and why does it matter?
Your flat comes with a share of the land under the building. If that share is unclear, understated or never registered to you, your ownership is weaker than it looks. We check that it is properly defined and conveyed.
When is the best time to bring you in?
Before you sign the agreement or pay the booking money. Once you have signed and paid, your leverage is gone. A review before you commit is worth many times its cost.
What documents are needed to register a flat?
Usually the landowner–developer agreement and registered power of attorney, the approved building plan, the land title papers and mutation, the allotment letter and payment receipts, NIDs, and proof of tax return (PSR) where the value requires it.
The building is mortgaged to a bank. Can I still buy a flat?
Only safely if the bank releases your flat’s share of the charge, usually by a no-objection letter at registration. Get it in writing before you pay the balance.
Check the flat before you pay
Title, approvals and contract, reviewed before you commit. A written assessment costs nothing.
